A Legacy Bank personal savings account is a convenient, insured way to keep your money protected. Savings accounts have both quarterly and monthly statements. As interest-bearing accounts your money makes money daily when you save with Legacy Bank. Our customer service representatives are friendly and approachable, available to help you open an account quickly and easily, requiring just $50 to get started today!
REGULAR SAVINGS (QUARTERLY)
- Minimum opening deposit – $50
- Monthly Service Charge if minimum balance is not maintained – $2
- Minimum Balance to earn interest $100
- Other fees/ limitations – you may make 3 withdrawals per quarter. After the 3 withdrawals you are charged $1 per withdrawal.
- Rate information – At our discretion, we may change the interest rate for this account.
- Compounding frequency – interest will be compounded daily.
- Crediting frequency – interest will be credited to this account quarterly.
REGULAR SAVINGS (MONTHLY)
- Minimum opening deposit – $50
- Monthly Service Charge if minimum balance is not maintained – $2
- Minimum Balance to earn interest – $100
- Other fees/limitations – You may make one withdrawal per month. After one withdrawal you are charged $1 per withdrawal.
- Rate information – At our discretion, we may change the interest rate for this account.
- Compounding frequency – interest will be compounded daily
- Crediting frequency – interest will be credited to this account monthly.
Savings Account Rates
| Savings | Minimum Deposit to Open Account | Minimum Balance to Obtain APY | Rate | APY |
|---|---|---|---|---|
| Regular Saving - Monthly ++~ | $50 | $100** | 0.100% | 0.10% |
| Regular Saving - Quarterly ++~ | $50 | $100** | 0.100% | 0.10% |
| Health Savings Account ++~ | $100 | $100** | 0.450% | 0.45% |
| Christmas Club ++~ | $1 | $1** | 1.98% | 2.00% |
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