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Ready Reserve Loans

“My account was short what I needed to cover an emergency doctor’s visit. Legacy’s reserve loan account got me the money I needed when I needed it.”

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We understand that emergencies are part of life. In an effort to allow you to handle these unplanned events, we offer Ready Reserve loans. These unsecured loans are tied to your Legacy Bank checking account, and in the event your account does not have enough funds to cover a check or debit card charge, there will be a sweep from your Ready Reserve to your checking account, in the amount of the shortage. This way, your cash needs are covered when you need it most. 

Best for:

  • Emergency situations
  • Short-term cash needs
  • Peace of mind