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Personal Checking Account Products

“At Legacy Bank I found an account I loved. With so many choices I felt they had created it just for me.”

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At Legacy Bank we offer a variety of checking accounts to meet your personal needs. We offer friendly staff, strong financial security, and quality checking programs that help you keep track of your personal finances quickly and easily.

  1. Free
  2. NOW
  3. Advantage
  4. Money Market

Free Checking

Legacy Bank offers free checking.  Our premium account offers no hidden fees, no minimum balance, no monthly service charge, and is loaded with great checking management tools.

Minimum Balance to open: $50

  • No Monthly Service Charge
  • Non-Interest Bearing
  • Free Debit Card
  • Online/Mobile Banking
  • Text and Email Alerts
  • Unlimited Check Writing
  • Checks Safekept 

NOW Checking

Now Checking is Legacy Bank's entry level interest bearing account. This account is perfect for those wanting to earn interest while having complete access to their funds.

Minimum Balance to open: $100

$5 Monthly Service Charge (waived with $1,000 minimum daily balance)

  • Interest Bearing*
  • Free Debit Card
  • Online/Mobile Banking
  • Text and Email Alerts
  • Unlimited Check Writing 
See Rates

Advantage Checking

Advantage Checking is Legacy Bank's signature account.  Built on higher return rates through a tiered system, this account is designed for a sophisticated user that wants to gain higher interest rate based on account balances.

Minimum Balance to open: $1,000

  • No Monthly Service Charge
  • Interest Bearing*
  • Free Debit Card
  • Online/Mobile Banking
  • Text and Email Alerts
  • Unlimited Check Writing 
See Rates

Money Market

Considered the best of all worlds, the Money Market account gives you easily accessible funds that earn more interest than the standard checking account.

Minimum Balance to open: $100

$15 Monthly Service Charge (waived with $3,000 minimum daily balance)

  • Interest Bearing*
  • Online/Mobile Banking
  • Text and Email Alerts
  • 6 preauthorized withdrawals per statement cycle (telephone transfer, checks, debit cards, or similar transaction)
See Rates

Check out our quick comparison guide to get a side-by-side comparison of our personal accounts.

Comparison Guide

Sometimes nothing beats a one-on-one conversation about your personal needs. Contact us now and we are happy to visit personally about your individual needs.

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*Ask about our current interest rates