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Certificate of Deposits

We need to earn more with the money we had saved. CD's are a great option for us."

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Legacy Bank certificates of deposit offer you a risk-free way to make your money work for you.  For a fixed term, Legacy Bank CD's lock in an interest rate to allow your money to grow at a stable rate over time. The standard insurance amount is $250,000 per depositor, per insured bank, for each account ownership category.  At the maturity date, investors can withdraw both the principal investment, as well as any accrued interest.  Legacy Bank CD programs are book-entered and have no actual “certificate” of investment that must be kept for validation.
Interest payment can be collected by:

  • Check;
  • Deposited into the Account; or,
  • Payment back to the CD

Legacy Bank CD's automatically renew at maturity with interest compounded quarterly and paid quarterly. 

Certificates of Deposit require:

  • Minimum $500 deposit for Standard CD
  • Minimum $100,000 for Jumbo CD

FDIC Insured to the maximum allowed by law.  Contact a Legacy Bank Customer Service Representative for specific information on all of our Certificate of Deposit standards.

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