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Today’s article is a part of the Forward Thinking Education Series presented by Legacy Bank, the Latino Chamber of Commerce and the Pueblo Chieftain. Webinars further discussing this and other financial topics can be found on the Latino Chamber of Commerce Facebook page at:

Are you one of the 19% of U.S. cellphone holdouts who according to Pew Research doesn’t use a smart phone? Maybe you are a part of the 4% who still have no cellphone at all. No matter which category you fall in, you can still bank remotely through what is commonly referred to as online or internet banking. All you need is access to a computer.

In today’s busy society, many people who bank remotely use both services; online and mobile banking. Fifty-three percent of the people who responded to a recent BankChoice Monitor survey reported using their bank’s mobile app weekly and more than 88% of those individuals also reported logging into their bank’s online website during the same time period. Still, online banking doesn’t require a cellphone of any kind to give you remote access.

Today 71 percent of Americans have online bank accounts for good reason. “Online banking provides you an extremely convenient way to check your balances, transfer funds or pay bills at any time of the day,” says Mitch Brown, Pueblo West Branch President for Legacy Bank. “All of your past and current financial transactions are available for review including those pending. If you have more than one account, you can automatically transfer funds between them and when necessary you may be able to transfer funds from your bank to another bank.”

People who use online banking normally use a desktop or laptop computer to securely connect to their account portal on a bank’s website through the Internet. “Banks work hard to make their websites exceedingly secure understanding the sensitivity of personal financial information,” comments Brown. “From the moment you connect through the website, a variety of technology is in place to keep you safe and secure.”

Still, you have some obligation to help protect your information. Once you find your bank’s website online, secure internet based banking starts with a strong user name and password. Keep in mind, if you sign in from a different computer or if you have cleared your browser’s cookies, your bank may require an additional step to access your account.

Sometimes one-time security codes typically sent by the bank to a smart phone are required at time of log-in help authenticate your identity. This step is called two-step verification. If this appeals to you, ask your bank if it can offer two-step verification every time you login. You can also set up your own two-step verification through many of the major browsers. “If you do not own a cellphone, banks can use landlines, security questions, and phrases as supplemental ways to authenticate your identity. Be sure to state those needs when you setup your online account,” states Brown.

Mitch Brown is the Branch President of Legacy Bank Pueblo West and has more than 16-years in banking and finance. Mr. Brown holds a Master’s Degree in Business Administration and is an active part of the Pueblo West community. His involvement includes Rotary Club Pueblo West and Young Life among others.

Rebecca Diaz, Vice President and Leader of Regency Business Development shares with us how Legacy Bank gives back to the community with Fox 21 News.  

View the full article here.

Learn more about Legacy Bank's Community Impact here.


Pueblo, Colorado ---- (December 9, 2019) SECAHEC (the Southeastern Colorado Area Health Education Center) has announced its search for nurses to be nominated for the 2020 Nightingale Awards. These awards are presented to a select number of nurses throughout the state each year by the Colorado Nurses Foundation in collaboration with SECAHEC. SECAHEC conducts the search for nominees from throughout the 15 southeastern Colorado counties it serves. Other (AHEC) Area Health Education Centers secure nominations from other parts of the state.

All local nominees will be recognized for their achievements at a banquet in Pueblo on March 27, 2020. A special awards committee will review the nominations and select several nominees to receive a Luminary Award. Those nurses and other Luminaries from throughout the state will attend an event in Denver on May 9, 2020 sponsored by the Colorado Nurses Foundation where the Finalists will receive Nightingale Awards in recognition of their achievements.

“Nurses are an enormously important part of the health care system in rural areas like southeastern Colorado and it is only fitting that their contributions are recognized,” said Doreen Gonzales, SECAHEC’s executive director. “Any individual or organization can nominate a nurse for this honor.” “In order to make all nurses eligible they can be nominated in either the clinical practice or administration categories. Clinical nurses deal directly with patients while administrative nurses are involved in administrative, education, research and other non-traditional areas.”

Since the SECAHEC Nightingale Nurse Recognition award program was initiated in 1986, more than 250 southeastern Colorado nurses have been nominated. SECAHEC has recognized nurses in the counties it serves including Baca, Bent, Chaffee, Cheyenne, Crowley, Custer, Fremont, Huerfano, Kiowa, Lake, Las Animas, Otero, Park, Prowers, Pueblo and Teller counties.

“As a financial institution that serves southeastern Colorado, we understand healthy communities require access to great healthcare and great healthcare is essential to thriving communities,” commented Andrew Trainor Regional President of Legacy Bank which is a sponsor of the SECAHEC Nightingale award program.

“Shining a light on individuals that are a key to building up the communities we serve is an honor. We hope that by helping to recognize these unsung heroes that we can encourage more medical professionals to seek out professional healthcare opportunities especially in rural Colorado,” added Trainor. “If we can find more ways to support this industry through funding, encouragement and strategy, we can work together to build a stronger Colorado.”

Any person wishing to nominate a nurse for the Nightingale Award can obtain information about the process by visiting The nomination deadline is January 15, 2020.

Buena Vista, CO - Legacy Bank recently secured regulatory approval to open a full-service bank in Buena Vista further expanding the bank’s regional footprint in Colorado. As a leading community bank in Southern Colorado, Legacy Bank owns 7 other bank locations. The expansion into Buena Vista and a third location in Pueblo opening in the fall brings the banks total ownership to nine branches.

“Legacy Bank is excited to become apart of the active Buena Vista community. The residents commitment to their town and investment in each other aligns with the community values of our organization and is a natural fit for our growing establishment,” commented Regional President Andrew Trainor.

Legacy Bank has been in operation since 1907 and has a history of high community involvement in the cities they serve making it a hallmark of their business culture. That operational philosophy rings true with the hiring of Senior Vice President, Dave Reyher, a Buena Vista local for well over 12 years who has been hired to run the Buena Vista branch.

“When I learned of Legacy’s plans to open in Buena Vista, I felt that it truly matched the spirit of the local community. Open-minded, fresh, and connected are all words that reflect the best of Buena Vista and the best of Legacy Bank,” mentioned Reyher. “I am grateful to be able to lead this type of community-focused organization in my hometown.”

Reyher was hired in November to oversee the the integration of the bank into the community. He is well-versed in small business, agriculture, and consumer lending.

“Dave was the right fit for Legacy Bank’s leadership in Buena Vista. 35-plus years of high quality banking experience was obviously important, but equally important is Dave’s passion for Buena Vista residents both in business and friendship,” commented Trainor. “Our business model is about serving and giving back. It takes a skilled community advocate to make that leadership possible.”

In November, Reyher took the first steps toward bank development by opening a loan production office on the street level of the Historic Orpheum Theatre at 413 E. Main Street, Unit 130 while awaiting regulatory approval for the full-service bank request that recently passed. With the approval, the bank will proceed to expand its full-service bank offerings and will also change locations to accommodate the growing needs of the organization with a move to Unit 100 in the Orpheum Theatre.

Tentative timelines reflect a June 10 bank opening following some minor remodeling of unit 100. However, Legacy Bank has deeper plans to become more permanently rooted in the community. The bank expects to close on Thursday, April 26 on the purchase of the vacated property at 430 East Main Street. The plan for new construction includes a drive-up facility and is expected to be up-and-running in approximately 18-months.

“Legacy Bank understands what it means to be invested in community. They knew that property ownership is key to being connected to the needs of the local residents,” added Reyher. “Chaffee County represents a great cross-section of life in small town America, the only true way to be a part of that is to jump in and get involved.”

Excitement for the new location is spread throughout the entire Legacy Bank organization and extends to its home-base of operations in Wiley, Colorado managed by the Esgar family.

Legacy Bank Corporate is directed by third generation founder David Esgar whose family opened the original bank as the State Bank of Wiley serving the Arkansas Valley and Front Range.

“We are and always will be a community bank where decisions are made locally by professionals who know the needs of the region and act in a capacity of understanding that moves communities forward,” commented Esgar. “It is only through the professional services of helping one another that we can carry on to obtain a higher standard of living for all of Colorado. We are excited to add Buena Vista to the list of community leaders championing one-on-one banking.”

Until construction is complete, Legacy Bank can be reached at their initial location on Main Street and is open 9:00-5:00 Monday through Friday (719) 395-5873 or online at