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Compare Commercial Checking Accounts

"I wasn't sure which commercial account made sense for my business. I met with the staff at Legacy Bank and they walked me through every step."

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Comparing business accounts at some banks can be overwhelming.  Legacy Bank strives to make your experience as stress-free as possible.  Our easy comparison guide makes quick work of basic need-to-know account details.

All business accounts require a minimum opening deposit of $100 and offer unlimited cash deposits, 2 free debit cards, online banking and bill pay, free direct deposits and timely eStatements. 

Legacy Bank Checking Benefits Savings


Small Business Checking

Commercial Checking 

Commercial NOW

(Sole Proprietor & NonProfits)

Money Market

Regular Savings


 Minimum opening deposit $100 $100  $100 $100 $50
 Monthly Service Charge if minimum charge is not maintained 150 Items free per month (includes 100 deposited items and 50 checks written only $.25 per item there after. 

 $5.00 Monthly service charge.

$.15 Per paper debit item

$.05 Per deposited item Earnings credit -$.10 per $100.00

 $1,000 Min Balance & Over - No Charge

Under $1,000 Min Balance - $5.00

 $3,000 Min Balance & Over No Charge

Under $3,000 Min Balance - $15.00

 If daily balance falls below $100-$2.00
 Interest Bearing***  No No Yes Yes Yes
 Minimum Balance to Earn Interest N/A  N/A   $1,000


Check Writing/Withdrawal Unlimited Unlimited Unlimited  Preauthorized, automatic or telephone transfers or withdrawals by check, draft, debit card or similar order to third parties are limited to six per month. Fee of $10.00 per item for excessive withdrawals. Unlimited transactions can be made at the teller line or ATM. You may make 3 withdrawals per quarter.  After 3 withdrawals,  $1.00 per withdrawal 
Debit Card Fee 2 Free then $15 for each card  2 Free then $15 for each card  2 Free then $15 for each card  N/A N/A
Online Banking/Bill Pay

***Ask us about current interest rates.