My Home. My Business. My Bank.

Member FDIC

Business Loans

“Creating a business banking relationship with Legacy Bank is one of the best decisions we’ve made. We are their focus and they offer products and services that help start-up businesses like ours become industry leaders of tomorrow.”

- Steve Kaczmarek, CEO Borealis Fat Bike

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There is no substitute for locally-based decision making. Legacy Bank is leading a revolution of personalized lending that is both responsive and customized. With timely local decision making at the community level, Legacy Bank’s leadership excels in crafting business loans quickly and efficiently. 

Legacy Bank’s historical background in lending provides a knowledge base that is unmatched in the local banking industry. That vast business experience gives Legacy Bank loan officers a wealth of real-life lending scenarios that most other lenders have never attempted let alone developed successfully. That background makes Legacy Bank unique in its lending opportunities. Our community bank works hard to diversify our offerings to serve the majority of lending needs in the communities we serve. With so many loan choices, we are many times residents’ first choice as a lending partner. The easy Legacy Bank loan process is a welcoming change in an otherwise complicated industry.


Available Business Loans

  1. Start-up Loans
  2. Lines of Credit
  3. Real Estate
  4. Agriculture
  5. Equipment Loans

We understand the unique challenges that face business owners. Whether you're starting from scratch, or you've invested decades into your business, we can help you with everything from working capital and equipment acquisition to inventory management and ownership transition. We offer competitive terms and rates to help you focus your energies on achieving all the promise that comes with business ownership. 

Lines of credit provide an excellent vehicle for businesses to maximize operations. You'll always have a cash resource ready to draw upon, as well as a competitive rate once you begin to pay or reduce the line back down. We get you your funds in a matter of minutes, and you only pay interest on the amount that you use.

We know that location is critical to your business's success. Accordingly, our team of lenders can help you get into or grow the property you occupy by providing local knowledge, competitive terms and rates, and professional service.

The agriculture industry is unique unto itself, and our experienced lenders can help you address the challenges it presents head-on. Be it livestock or implements or crops or land—or any combination thereof—let our decades-long track record of success help you and your family.

Whether you’re starting from scratch or upgrading what you already have, your business equipment plays a large role in your success. We would love to help finance your next purchase with a competitive equipment loan.


To apply for a loan, simply download the following document and bring in the requested information to your local Legacy Bank.

Loan Document Checklist & Personal Financial Statement